TermInsuranceBrokers.com is licensed as an independent broker with Anthem Blue Cross/Blue Shield of Virginia. Our agent ID code is A00597-0385.
The Anthem Premier 500 plan is the most comprehensive and lowest deductible Virginia health insurance coverage available from Anthem Blue Cross/Blue Shield. Their rates are substantially lower than other companies offer for similar deductibles. Premier plan benefits include:
Deductible – $500 per person, maximum of two per family.
Co-insurance – You pay 20% after deductible
Maximum Out of Pocket Expense (MOOP) –$2,500 including the deductible per person, maximum of two per family.
Office Visits – Co-payment of $30 for primary care physicians and $40 for specialists. Unlimited visits.
Lifetime Maximum – Unlimited
Preventative Care – No charge when using in-network physicians for recommended care
Prescription Drugs – Brand name and generic both covered, unlimited benefit. Requires $15 co-pay or 40% co-insurance, whichever is greater. As an example, a $100 prescription would have a $40 co-payment and a $200 prescription would have a $80 co-payment.
Professional & Diagnostic Services – You pay 20% after deductible
Inpatient Services – 20% after deductible
Outpatient Services – 20% after deductible.
Emergency Room Services – 20% after deductible
Maternity – Not covered. Maternity benefits are available when choosing the Premier plan with a $2,500 or higher deductible. Requires an optional rider for $71.00 per month and a six-month waiting period.
To get an instant quote or apply online for the Anthem Premier plan, click the banner at the bottom or top of the page. You can call us at 1-800-571-2980 from 9 AM and 9 PM eastern time or e-mail us at Info@terminsurancebrokers.com 24 hours a day.
