Disability insurance is coverage that is usually kept for a long period of time.   Most people buy it when they are young and keep it until they are ready to retire.  Since this is a long-term purchase, you want to make sure that your policy cannot be terminated by the insurance company.  

The term used to describe these policies is guaranteed renewable – if your policy is not guaranteed renewable, it can be terminated at the company’s discretion.  A guaranteed renewable policy is guaranteed to remain in force as long as you continue paying the premiums on a timely basis according to the contract terms.

When shopping for disability insurance, make sure to purchase a policy that includes the most favorable contract terms and is guaranteed renewable.  

To get a quote for a disability insurance policy, give us a call at 1-800-571-2980 from 9 AM to 9 PM eastern time or This e-mail address is being protected from spambots. You need JavaScript enabled to view it 24 hours a day.  You can also complete the short form below.  Due to the number of factors involved in quoting disability insurance, online instant quotes are not available.