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John Hancock Life Insurance Company | Manulife Insurance


John Hancock is one of the oldest insurance companies still in the market today, formed in 1862 and owned by Manulife.  Long known as one of the most financially sound insurance companies, John Hancock maintains an A+ financial rating from A.M. Best and has one of the highest Comdex ratings in the industry.  The company has a wide variety of products for your financial planning needs, including life insurance, long term care insurance, and annuities.  The following products are available from John Hancock:

Level Term – A term life insurance policy with death benefits and premiums fixed and guaranteed for your choice of 10, 15, or 20 years.  The company does not offer a 25 or 30-year term product.  Conversion options are guaranteed for the first 10 years, and can be guaranteed for the full term with the Conversion Extension Rider (CER).  Minimum death benefit required is $750,000.

Protection UL-G – A universal life insurance policy with death benefits and premiums fixed and guaranteed for life, up to age 121.  Minimum death benefit required is $100,000.  An excellent choice for current smokers life insurance – John Hancock has a special program offering Standard non-smoker rates for smokers that quit smoking for at least 12 months within three years of the policy date.  Please give us a call or complete the form at the bottom of the page for details on this special program.

John Hancock Whole Life – A non-participating whole life insurance policy with death benefits and premiums fixed and guaranteed for life.   Cash values are guaranteed from the beginning of the contract.

LifeCare Single Premium Whole Life – A whole life insurance policy paid with a single premium and guaranteed for life, featuring a long term care insurance rider.  The total benefit will be paid as life insurance, long term care insurance (if satisfying the trigger requirements), or a combination of both, and the long term care benefit can be several times greater than the cash value.  

To get an instant life insurance quote for John Hancock, or to compare John Hancock to other companies, please click on the banner below and fill out the short form.  You will have a quote in less than 30 seconds!  You can also give us a call at 1-800-571-2980, or e-mail us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

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