There are some life insurance questions that we are asked very often, so we came up with a list of them to guide you through your purchase.  More questions are added as we think of them, so check back for updates:

• Is there a discount for paying life insurance annually?
• What does it cost to apply for life insurance?
• How long are life insurance rates guaranteed?
• Can't I lie on the life insurance application to get a better rate?
• Primary vs. contingent beneficiary?  What's the difference?
• I'm a cigar smoker.  Can I still get non-smoker rates? 
  
• I chew tobacco.  Can I still get non-smoker rates?
• Can I get life insurance without taking a medical exam?