SBLI - No Exam Life Insurance

SBLI - No Paramedic Exam Life Insurance

Getting life insurance without having to take a paramedic exam just got even easier!  Savings Bank Life Insurance (SBLI) has released their new accelerated underwriting process.

You can get up to $500,000 of coverage with SBLI with NO PARAMEDICAL EXAM requirements regardless of the risk classification you may qualify for.  With many insurers, non-medical life insurance is often more expensive than fully underwritten coverage with medical exams and doctor's statements because the insurance company assumes greater risk.  SBLI is changing that field and does not charge an extra premium for their accelerated underwriting!


What's the availability?  Here's a list of the limits that SBLI features for their accelerated underwriting:

  1. Your age is between 18-60
  2. Coverage amount is between $100,000 (minimum) - $500,000 (maximum)
  3. Term rate guarantee periods available - 10, 15, 20, 25, and 30 years.
  4. No paramedic exam required for ALL underwriting classes - everything from the most preferred risk classes to the substandard risk classes.
  5. SBLI's new underwriting format is available in all states except New York and Montana.

SBLI policies that meet these guidelines for no paramedic exam underwriting can be issued within one week!


What if I want to get more than $500,000 of coverage without a paramedical exam?

If you want to get a higher amount than $500,000, then we will need to supplement the coverage with a non-medical policy from one of our other carriers that offers accelerated underwriting with no paramedical exams - Banner Life, Principal National Life, Lincoln National Life, and others. Coverage greater than $500,000 with SBLI would require an exam.


How do I get a quote?

Call today at 1-800-571-2980 or click here to e-mail us.


How do I apply?

Applications for SBLI's no-exam policy can be completed by phone (the fast and easy way!) or we can complete a traditional paper application.
Call today at 1-800-571-2980 or click here to e-mail us to get started!