Prudential recently introduced a brand new, innovative term life insurance product. WorkLife 65 guarantees death benefits and premiums to age 65 regardless of the age you purchased the policy. This is an excellent option for younger adults for whom a 30-year term insurance policy would only last until age 55 or 60, or for those who may not want to purchase a fixed 20 or 30 year term policy because it doesn’t fit their retirement timing goals.
WorkLife 65 also includes two waiver of premium benefits at no extra charge:
Unemployment waiver – if you become unemployed prior to age 65, the premiums will be waived for up to 12 months
Disability waiver – if you become totally disabled prior to age 65, the premiums will be waived either until you recover or turn 65, whichever comes first.
The premiums for the WorkLife 65 product are very competitive compared to traditional term insurance rates. To get a quote for WorkLife 65, just click here or call us at 1-888-972-0024. You can also send us an e-mail by CLICKING HERE.
