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Transamerica Life Insurance Company | Occidental Life Insurance


Transamerica was founded in 1930 when it was merged with Occidental Life.  The company, famous for its pyramid logo and the slogan “The Power of the Pyramid” is one of the oldest and most financially stable life insurance companies in the industry.  In 1999, the AEGON group, headquartered in the Netherlands and serving millions of customers worldwide, purchased Transamerica.  Transamerica maintains an A+ rating from A.M. Best and offers the following products:

Trendsetter Super YRT – A life insurance policy with premiums that increase each year based on age.  

Trendsetter Super Term – A term life insurance policy with death benefits and premiums fixed and guaranteed for your choice of 10, 15, 20, 25, or 30 years.  Conversion options are guaranteed for the full term, all the way up to age 75.  Most companies do not allow conversions past age 70, making this a superior choice for a term product.

Trendsetter Super Term with Return of Premium (ROP) – A return of premium term life insurance policy with death benefits and premiums fixed and guaranteed for your choice of 20 or 30 years.  At the end of the term selected, all premiums paid are returned to the policy owner.   The premiums will be higher than the standard Trendsetter term policy.  

TransACE 2007 Universal Life – A universal life insurance policy featuring a no-lapse guarantee.  Premiums and death benefits are fixed and guaranteed for life, up to age 121.  This product can be issued to individuals up to age 89, while most other companies do not offer issue ages above 80 or 85 years old.

Transamerica Final Expense – A whole life insurance policy designed for low face amounts ($50,000 or less), generally used to pay end of life expenses such as funeral costs.  The policy endows at age 100.

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